{"id":377,"date":"2020-08-26T00:35:00","date_gmt":"2020-08-26T00:35:00","guid":{"rendered":"https:\/\/bighearts.wgl-demo.net\/?p=377"},"modified":"2025-10-13T12:20:34","modified_gmt":"2025-10-13T12:20:34","slug":"microfinance-program","status":"publish","type":"post","link":"https:\/\/sakhisanginisangathan.org\/gu\/microfinance-program\/","title":{"rendered":"\u0aae\u0abe\u0a87\u0a95\u0acd\u0ab0\u0acb\u0aab\u0abe\u0a87\u0aa8\u0abe\u0aa8\u0acd\u0ab8 \u0a95\u0abe\u0ab0\u0acd\u0aaf\u0a95\u0acd\u0ab0\u0aae"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"377\" class=\"elementor elementor-377\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-aa98e12 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"aa98e12\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c390967\" data-id=\"c390967\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73f6b63 elementor-widget elementor-widget-wgl-clients\" data-id=\"73f6b63\" data-element_type=\"widget\" data-widget_type=\"wgl-clients.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wgl-clients clearfix anim-none items-2\" data-carousel=\"yes\"><div class=\"wgl-carousel_wrapper\"><div class=\"wgl-carousel\"><div class=\"wgl-carousel_slick\" data-slick='{\"slidesToShow\":2,\"slidesToScroll\":1,\"infinite\":true,\"variableWidth\":false,\"autoplay\":true,\"autoplaySpeed\":\"3000\",\"speed\":300,\"arrows\":true,\"dots\":false,\"adaptiveHeight\":false,\"responsive\":[{\"breakpoint\":1170,\"settings\":{\"slidesToShow\":2,\"slidesToScroll\":1}},{\"breakpoint\":1025,\"settings\":{\"slidesToShow\":2,\"slidesToScroll\":1}},{\"breakpoint\":768,\"settings\":{\"slidesToShow\":1,\"slidesToScroll\":1}}]}'><div class=\"clients_image\"><div class=\"image_wrapper\"><img decoding=\"async\" class=\"carousel-img clients-img main_image\" alt=\"8a2f11b3-43d3-4744-bc63-778f69c3bfe5\" src=\"https:\/\/sakhisanginisangathan.org\/wp-content\/uploads\/2020\/08\/8a2f11b3-43d3-4744-bc63-778f69c3bfe5.jpg\" \/><\/div><\/div><div class=\"clients_image\"><div class=\"image_wrapper\"><img decoding=\"async\" class=\"carousel-img clients-img main_image\" alt=\"WhatsApp Image 2024-03-27 at 4.52.55 PM\" src=\"https:\/\/sakhisanginisangathan.org\/wp-content\/uploads\/2020\/08\/WhatsApp-Image-2024-03-27-at-4.52.55-PM.jpeg\" \/><\/div><\/div><div class=\"clients_image\"><div class=\"image_wrapper\"><img decoding=\"async\" class=\"carousel-img clients-img main_image\" alt=\"IMG_20190401_170556\" src=\"https:\/\/sakhisanginisangathan.org\/wp-content\/uploads\/2020\/08\/IMG_20190401_170556-scaled.jpg\" \/><\/div><\/div><div class=\"clients_image\"><div class=\"image_wrapper\"><img decoding=\"async\" class=\"carousel-img clients-img main_image\" alt=\"IMG_20190318_174523\" src=\"https:\/\/sakhisanginisangathan.org\/wp-content\/uploads\/2020\/08\/IMG_20190318_174523-scaled.jpg\" \/><\/div><\/div><div class=\"clients_image\"><div class=\"image_wrapper\"><img decoding=\"async\" class=\"carousel-img clients-img main_image\" alt=\"cd731a98-9279-466b-abf2-1d08df05efac\" src=\"https:\/\/sakhisanginisangathan.org\/wp-content\/uploads\/2020\/08\/cd731a98-9279-466b-abf2-1d08df05efac.jpg\" \/><\/div><\/div><div class=\"clients_image\"><div class=\"image_wrapper\"><img decoding=\"async\" class=\"carousel-img clients-img main_image\" alt=\"c8e2f8ad-7512-45dc-92ae-f1746e38786e\" src=\"https:\/\/sakhisanginisangathan.org\/wp-content\/uploads\/2020\/08\/c8e2f8ad-7512-45dc-92ae-f1746e38786e.jpg\" \/><\/div><\/div><div class=\"clients_image\"><div class=\"image_wrapper\"><img decoding=\"async\" class=\"carousel-img clients-img main_image\" alt=\"a04c7b1d-38db-482b-95a5-c21bf5153078\" src=\"https:\/\/sakhisanginisangathan.org\/wp-content\/uploads\/2020\/08\/a04c7b1d-38db-482b-95a5-c21bf5153078.jpg\" \/><\/div><\/div><div class=\"clients_image\"><div class=\"image_wrapper\"><img decoding=\"async\" class=\"carousel-img clients-img main_image\" alt=\"372d6625-4d62-40bd-bfb3-58023441fef1\" src=\"https:\/\/sakhisanginisangathan.org\/wp-content\/uploads\/2020\/08\/372d6625-4d62-40bd-bfb3-58023441fef1.jpg\" \/><\/div><\/div><div class=\"clients_image\"><div class=\"image_wrapper\"><img decoding=\"async\" class=\"carousel-img clients-img main_image\" alt=\"92ac63b1-ef1e-429d-ba07-d8919a9746b5\" src=\"https:\/\/sakhisanginisangathan.org\/wp-content\/uploads\/2020\/08\/92ac63b1-ef1e-429d-ba07-d8919a9746b5.jpg\" \/><\/div><\/div><div class=\"clients_image\"><div class=\"image_wrapper\"><img decoding=\"async\" class=\"carousel-img clients-img main_image\" alt=\"9e9275ed-7402-43fe-8cb2-2a8b9953e724\" src=\"https:\/\/sakhisanginisangathan.org\/wp-content\/uploads\/2020\/08\/9e9275ed-7402-43fe-8cb2-2a8b9953e724.jpg\" \/><\/div><\/div><div class=\"clients_image\"><div class=\"image_wrapper\"><img decoding=\"async\" class=\"carousel-img clients-img main_image\" alt=\"2e56811a-b10b-4cd0-8569-ab475ff20994\" src=\"https:\/\/sakhisanginisangathan.org\/wp-content\/uploads\/2020\/08\/2e56811a-b10b-4cd0-8569-ab475ff20994.jpg\" \/><\/div><\/div><div class=\"clients_image\"><div class=\"image_wrapper\"><img decoding=\"async\" class=\"carousel-img clients-img main_image\" alt=\"1f9454b6-4503-41c9-ace7-9344c49bfacc\" src=\"https:\/\/sakhisanginisangathan.org\/wp-content\/uploads\/2020\/08\/1f9454b6-4503-41c9-ace7-9344c49bfacc.jpg\" \/><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6600a0c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6600a0c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fd94d33\" data-id=\"fd94d33\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f3e1ded elementor-widget elementor-widget-spacer\" data-id=\"f3e1ded\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9d7cb6b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9d7cb6b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1fcf351\" data-id=\"1fcf351\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-06af190 elementor-widget elementor-widget-text-editor\" data-id=\"06af190\" data-element_type=\"widget\" data-no-translation=\"\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t<style>.elementor-element-06af190{display:none !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e12feb elementor-widget elementor-widget-text-editor\" data-id=\"1e12feb\" data-element_type=\"widget\" data-no-translation=\"\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u0a85\u0aae\u0ac7 \u0aae\u0abe\u0aa8\u0ac0\u0a8f \u0a9b\u0ac0\u0a8f \u0a95\u0ac7, \u0a86\u0ab0\u0acd\u0aa5\u0abf\u0a95 \u0ab8\u0acd\u0ab5\u0abe\u0ab5\u0ab2\u0a82\u0aac\u0aa8 \u0aae\u0ab9\u0abf\u0ab2\u0abe\u0a93\u0aa8\u0abe \u0ab8\u0ab6\u0a95\u0acd\u0aa4\u0abf\u0a95\u0ab0\u0aa3 \u0aae\u0abe\u0a9f\u0ac7 \u0a8f\u0a95\u00a0 \u0aae\u0ab9\u0aa4\u0acd\u0ab5 \u0aa8\u0ac0 \u0aac\u0abe\u0aac\u0aa4 \u0a9b\u0ac7. \u0a85\u0aae\u0abe\u0ab0\u0acb \u0aae\u0abe\u0a87\u0a95\u0acd\u0ab0\u0acb\u0aab\u0abe\u0a87\u0aa8\u0abe\u0aa8\u0acd\u0ab8 \u0a95\u0abe\u0ab0\u0acd\u0aaf\u0a95\u0acd\u0ab0\u0aae\u00a0 \u0ab8\u0acd\u0aa4\u0acd\u0ab0\u0ac0\u0a93 \u0aa8\u0ac7 \u0ab8\u0aae\u0abe\u0aa8\u0aa4\u0abe \u0aa4\u0ab0\u0aab\u0aa8\u0abe \u0a86 \u0aae\u0ab9\u0aa4\u0acd\u0ab5\u0aaa\u0ac2\u0ab0\u0acd\u0aa3 \u0aaa\u0a97\u0aa5\u0abf\u0aaf\u0abe\u0a82 \u0ab8\u0ac1\u0aa7\u0ac0 \u0aaa\u0ab9\u0acb\u0a82\u0a9a\u0ab5\u0abe \u0aae\u0abe\u0a9f\u0ac7 \u0ab8\u0abf\u0aa7\u0acd\u0aa7\u0acb \u0a9f\u0ac7\u0a95\u0acb \u0a86\u0aaa\u0ac7 \u0a9b\u0ac7 . \u0a85\u0aa8\u0ac7 \u0aa4\u0ac7\u0aae\u0aa8\u0ac7 \u0aaa\u0ab0\u0abf\u0ab5\u0abe\u0ab0\u0aae\u0abe \u0a8f\u0a95\u00a0 \u0aae\u0ab9\u0aa4\u0acd\u0ab5 \u0aa8\u0ac1\u0a82 \u0ab8\u0acd\u0aa5\u0abe\u0aa8 \u0aae\u0ac7\u0ab3\u0ab5\u0ab5\u0abe \u0aae\u0aa6\u0aa6 \u0a95\u0ab0\u0ac7 \u0a9b\u0ac7.<\/span><\/p><ul><li><b>\u0ab8\u0acd\u0ab5 \u0ab8\u0abe\u0ab9\u0abe\u0aaf \u0a9c\u0ac2\u0aa5\u0acb (SHGs)<\/b><span style=\"font-weight: 400;\"> \u0a86 \u0aae\u0ab9\u0abf\u0ab2\u0abe\u0a93 \u0aa8\u0ac0\u00a0 \u0aaf\u0abe\u0aa4\u0acd\u0ab0\u0abe\u0aa8\u0ac1\u0a82 \u0aae\u0ac2\u0ab3 \u0a86\u0aa7\u0abe\u0ab0\u0ab8\u0acd\u0aa4\u0a82\u0aad \u0a9b\u0ac7, \u0a9c\u0ac7 \u0aae\u0ab9\u0abf\u0ab2\u0abe\u0a93 \u0aa8\u0abe \u0a86\u0ab0\u0acd\u0aa5\u0abf\u0a95 \u0ab8\u0ab6\u0a95\u0acd\u0aa4\u0abf\u0a95\u0ab0\u0aa3 \u0aae\u0abe\u0a9f\u0ac7 \u0a8f\u0a95 \u0ab8\u0ab9\u0abe\u0aaf\u0a95 \u0aae\u0a82\u0a9a \u0aaa\u0ac2\u0ab0\u0acb \u0aaa\u0abe\u0aa1\u0ac7 \u0a9b\u0ac7.<\/span><\/li><li><b>\u0aae\u0ab9\u0abf\u0ab2\u0abe\u0a93\u0aa8\u0ac7 NULM, \u0a85\u0aa8\u0acd\u0aaf \u0aae\u0abe\u0a87\u0a95\u0acd\u0ab0\u0acb\u0aab\u0abe\u0a87\u0aa8\u0abe\u0aa8\u0acd\u0ab8 \u0ab8\u0a82\u0ab8\u0acd\u0aa5\u0abe\u0a93, \u0aac\u0ac7\u0a82\u0a95 \u0ab2\u0abf\u0aa8\u0acd\u0a95\u0ac7\u0a9c<\/b><span style=\"font-weight: 400;\"> \u0ab5\u0a97\u0ac7\u0ab0\u0ac7 \u0a9c\u0ac7\u0ab5\u0ac0 \u0aa8\u0abe\u0aa3\u0abe\u0a95\u0ac0\u0aaf \u0ab8\u0ac7\u0ab5\u0abe\u0a93 \u0ab8\u0ac1\u0aa7\u0ac0 \u00a0 \u0aaa\u0acb\u0ab9\u0acb\u0a9a\u0ab5\u0abe\u0aae\u0abe\u0a82 \u0aae\u0aa6\u0aa6 \u0a95\u0ab0\u0ac7 \u0a9b\u0ac7.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b6444da elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b6444da\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f7497ed\" data-id=\"f7497ed\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0fb9809 elementor-widget elementor-widget-heading\" data-id=\"0fb9809\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Data Chart (as of March 2025)<\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-97b4b6a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"97b4b6a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d037a50\" data-id=\"d037a50\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3ca040f elementor-widget elementor-widget-spacer\" data-id=\"3ca040f\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a4b2604 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a4b2604\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d4b93f1\" data-id=\"d4b93f1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8aa9d48 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-html\" data-id=\"8aa9d48\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style type=\"text\/css\">\r\n.tg  {border-collapse:collapse;border-spacing:0;}\r\n.tg td{border-color:black;border-style:solid;border-width:1px;font-family:Arial, sans-serif;font-size:14px;\r\n  overflow:hidden;padding:10px 10px;word-break:normal;}\r\n.tg th{border-color:black;border-style:solid;border-width:1px;font-family:Arial, sans-serif;font-size:14px;\r\n  font-weight:normal;overflow:hidden;padding:10px 10px;word-break:normal;}\r\n.tg .tg-esgb{border-color:#9b9b9b;font-family:inherit;font-size:18px;text-align:center;vertical-align:top}\r\n.tg .tg-9tah{border-color:#9b9b9b;font-family:inherit;font-size:18px;font-weight:bold;text-align:left;vertical-align:top}\r\n.tg .tg-xnyg{border-color:#9b9b9b;font-family:inherit;font-size:18px;text-align:center;vertical-align:top}\r\n<\/style>\r\n<table class=\"tg\" style=\"undefined;table-layout: fixed; width: 281px\"><colgroup>\r\n<col style=\"width: 180px\">\r\n<col style=\"width: 133px\">\r\n<\/colgroup>\r\n<thead>\r\n  <tr>\r\n    <th class=\"tg-9tah\">SHGs<\/th>\r\n    <th class=\"tg-xnyg\">162<\/th>\r\n  <\/tr><\/thead>\r\n<tbody>\r\n  <tr>\r\n    <td class=\"tg-9tah\">Members<\/td>\r\n    <td class=\"tg-esgb\">4348<\/td>\r\n  <\/tr>\r\n  <tr>\r\n    <td class=\"tg-9tah\">Savings<\/td>\r\n    <td class=\"tg-esgb\">3,65,46,050<\/td>\r\n  <\/tr>\r\n  <tr>\r\n    <td class=\"tg-9tah\">Credit<\/td>\r\n    <td class=\"tg-esgb\">11,08,50,050<\/td>\r\n  <\/tr>\r\n  <tr>\r\n    <td class=\"tg-9tah\">Credit taken for Livelihood<\/td>\r\n    <td class=\"tg-esgb\">1,61,25,100<\/td>\r\n  <\/tr>\r\n  <tr>\r\n    <td class=\"tg-9tah\">Repayment<\/td>\r\n    <td class=\"tg-esgb\">10,11,88,400<\/td>\r\n  <\/tr>\r\n  <tr>\r\n    <td class=\"tg-9tah\">Intrest<\/td>\r\n    <td class=\"tg-esgb\">1,46,93,100<\/td>\r\n  <\/tr>\r\n<\/tbody>\r\n<\/table>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f98b642 elementor-widget elementor-widget-image\" data-id=\"f98b642\" data-element_type=\"widget\" data-no-translation=\"\" data-widget_type=\"image.default\">\n\t\t\t\t\t<style>.elementor-element-f98b642{display:none !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c99f507 elementor-widget elementor-widget-image\" data-id=\"c99f507\" data-element_type=\"widget\" data-no-translation=\"\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"950\" height=\"601\" src=\"https:\/\/sakhisanginisangathan.org\/wp-content\/uploads\/2020\/08\/SHG-data-guj.png\" class=\"attachment-full size-full wp-image-25284\" alt=\"\" srcset=\"https:\/\/sakhisanginisangathan.org\/wp-content\/uploads\/2020\/08\/SHG-data-guj.png 950w, https:\/\/sakhisanginisangathan.org\/wp-content\/uploads\/2020\/08\/SHG-data-guj-300x190.png 300w, https:\/\/sakhisanginisangathan.org\/wp-content\/uploads\/2020\/08\/SHG-data-guj-768x486.png 768w, https:\/\/sakhisanginisangathan.org\/wp-content\/uploads\/2020\/08\/SHG-data-guj-18x12.png 18w\" sizes=\"(max-width: 950px) 100vw, 950px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-98d58b7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"98d58b7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8a6405d\" data-id=\"8a6405d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>We believe that economic independence is a powerful catalyst for women&#8217;s empowerment. 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